Use Guidelines for Binance Locked Savings


One of the financial products we provide for you to increase your crypto holdings is Binance Locked Savings. You can subscribe at any time and use your assets to generate passive income.

1. Access your Binance account by logging in. From the drop-down menu, click [Finance] and choose [Binance Earn].



2. To access it immediately, go to and scroll down to [Savings] and click [View More].


3. Press [Locked Savings] to go directly to locked savings. For each asset, you can see the fixed terms and annualized interest rates here.


4. Choose the asset's duration and click [Transfer]. You will need to verify the subscription information with the system. The system will automatically determine the anticipated interest you should receive on the redemption date once you have entered the lot amount.



  • The asset you are subscribing to is called a coin, and the subscription's duration is called an activity.
  • Lot size: the size of the asset you want to subscribe to (minimum 1 lot)
  • Interest per lot (annual interest rate): based on the coin and duration you choose, this interest amount and annual interest rate are estimated.
  • The maximum lot size allowed for each individual user
  • Date of Value: The day on which your asset begins to accrue interest
  • Date of redemption: The day on which you can sell your assets
  • Expected interest: The anticipated rate of interest on the subscription you purchased.
  • Automatic renewal with Flexible Savings: Using the money and interest you get for Locked Savings, you can decide to automatically renew with Flexible Savings on the redemption date.
Please check that your Spot Wallet has enough money before clicking [Transfer confirmed].

5. The asset will be transferred from your Spot Wallet to your Earn Wallet after your confirmation. By selecting [Account], you can view your subscription history.


6. On the redemption date, your locked assets will be automatically redeemed and returned to your Spot Wallet, along with interest. Your Spot Wallet contains a balance check for your assets.

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